Integrated marketing technology consultancy Access has recently worked as part of a consortia which has launched a new online start-up loan provider in the UK market - George Banco.
George Banco is a new lender in the UK finance market, focusing on personal unsecured loans supported by a borrower's personal guarantor.
The start-up guarantor loan provider put its web requirements to Access who for the past six months, using a small dedicated team, have produced a seamless end-to-end online loan application system that is able to process applications with very little human intervention.
Built in Symfony2, an open-source PHP web development framework, the team at Access worked in conjunction with the founder to develop a unique and intuitive customer journey. This collaboration turned it into a live site that integrates at multiple points with a loan management software technology platform that required strict adherence in data integrity. Other third parties include WorldPay integration for processing payments and API callbacks; an SMS service for mobile phone validation; look up services, including postcode, addresses and bank sort codes.
The site utilises Bootstrap Framework to deliver an optimised experience across desktops, laptops, tablets and phones. To ensure complete user satisfaction, the customer journey has been modelled to ensure an easy 7 step loan application process.
Commenting on the project, managing director Simon Landi said, "This is by far the most challenging and complex project we’ve ever worked on, it’s been a steep learning curve, but we are delighted with the end result, as is the client.
“However, we’ve not had a chance to catch our breath, plans are already underway to develop the site into various markets, with multiple products already in the pipeline.”
George Banco aims to provide personal unsecured loans from £1,000 to £5,000 to UK residents who are excluded from the mainstream lenders. These loans are repayable in fixed monthly installments over terms of 12 to 60 months.
For further information go to georgebanco.com
